Traffic ticket mix-up?

Got a speeding ticket (CA). The court obviously made a mistake. The Court Notice shows a cell phone violation. I called the clerk and she checked with the primary slip and confirmed. Then she said "Take it. It is a smaller fine and there is no DMV points for it in CA."

But it still goes on my DMV record. They do NOT allow traffic school to remove this violation, unfortunately. That may lead to insurance hikes.

Did anyone have a similar issue? What is best - pay the smaller fine and hope for the best with the insurance? The insurance company certainly did not give any definitive answer as far as if the premiums will change.

Or go to court and try to contest it? Can the judge dismiss it because of the screw-up? Is there a chance? Or s/he will slap me with the actual fine (speeding) plus the court fee? But then I could ask for the traffic school.

Thanks!

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