you have no license or just forgot it ? it makes a big difference ! were you driving commercially ? or were you just traveling, pleasure driving ? there IS a DIFFERENCE !!

go to supreme court site a do a search on traveling, or no license, print it out and read it all. not many folk realize, DRIVING is a commercial [ for profit venture ] and most drivers are not commercial....you would plead not guilty to commercial driving and only guilty of traveling...you are not required to have a commercial driving license for traveling, the supreme court article should spell it all out for you.

Where I live they give you a large fine with the option of jail if you can't pay it, of course your license will be revoked (effectively elongating the time before it can be reinstated and requiring you to retake the written test and add fees to be reinstated). If it is possible to get your license in good order before court, this can possibly get you off the hook as you can claim it to be an administrative glitch. Then of course there will be the increase in insurance costs.

fines and a long suspension

Fines - of course. Jail - probably.