https://www.reddit.com/r/sugarlifestyleforum/comme...

The bank scams have nothing to do with having your bank account information.

What is happening is a SB will get a message from a "SD" usually before they meet telling them they want to send them money to show they're serious/or to start the arrangement.

Once you give them the info more money than what was discussed is deposited in your account and then they tell you they need you to send the extra $500 via western union to them, and employee, cousin, etc.

Once your bank discovers the transaction is fraudulent they withdraw the money out of your account.

so wahtever amount you sent through Western union to the scammer you can't get back and whatever you personally spent is gone also.

If you have money in your account to cover what you spent then you are out of that money. If you don’t then you owe your bank for the over draft.

ABOVE WAS COPIED FROM THE SITE ATTACHED.

So, the key is, did you take (any) of the $3,500 and spend it, or send by western union an amount of it back?

Either way if the check is fraud, then the bank pulls it out, thus no longer credited to the bank account. If any money spent or bills paid and if not enough in the account, then they all become NSF.

No, you are not in trouble if someone else deposits something into your account. Anyone can make a deposit into any account. It's withdrawals that matter. If he deposited a fraudulent check, then HE is is trouble. As long as you don't touch the money, you are in the clear.

Have you met him in person? You don't ever give out your bank details to anyone you have not even met in person and discussed the terms of your arrangement. This is not done online, it's always done in person. Do you know how many scammers are on Sugar Daddy websites just trying to find young girls naive enough to give out their bank account details so they can launder money through your account. They send you stolen funds, then ask you to wire a portion back to them or to another person to "prove" you are honest

Law enforcement may contact you to find out how you know this person, what the money is for and where the money has come from. Was the name on the transfer the same name that the sugar daddy gave you? Or was there a different name on the account the money was sent from?

Right now it's a gray area under tax law whether money from a sugar daddy is a "gift" or if it's considered payment for "services"

But you don't get into a sugar daddy relationship before you've even met the sugar daddy in person and discussed the terms of your arrangement, what is expected on both sides, what he is going to pay for, how often he gives you money, for what purposes, etc. This is never done online and you never give your bank account or Paypal details or even home address to anyone you have never met in person. You need to sit down and first see if you are attracted to the person and you want to continue. Then you have to understand what he expects - is it mainly companionship, sex once a week or does he expect you to drop everything and be available whenever he wants to see you even if that's at 2am? Is he going to give you a fixed amount each month to pay your rent, or is he just going to take you on vacations with him and out to dinners? Is he going to give you a clothing allowance and does he expect you to wear certain types of clothing/designers? Does he want your hair a certain way and will he pay for your hairdresser? Does he want plain "vanilla" sex or does he have any kinks/fetishes he expects you to participate in? Will he allow you to date other people or are you expected to only be with him? How long does he want this relationship to last - a month, 6 months, a year, etc. Is he married and if so does his wife know about this?

None of this is ever discussed in writing as it could be construed as prostitution depending on the words used. It's always discussed in person, and when you agree you handwrite a contract stating the terms of your arrangement, how long it will last, and you both sign it

Whatever you do, DO NOT touch the money in your account until your bank has given you the all clear

Now we know what you are. Unless you are tough as nails you are heading for real trouble. It's an old profession but still a dangerous one.

First you need to be cleared of fraud, and the little youve told us doesnt do anything to make the process sound less suspicious